Access funds for renovations, debt consolidation, or big goals with ease.
Our process is simple and hassle-free. Let’s make homeownership a reality.
Simplify the process and save with competitive rates tailored to your goals.
We connect you with the right loan to bring homeownership within reach.
Former D1 athlete that's continued that motivation into the Real Estate space. With 7 years experience in the real estate industry and 5 years in mortgage he understands every side of the transaction. He has also been on every side of the mortgage space from owning his own brokerage to managing his team here and strives to provide the best rates in the industry!
Default intro paragraph if none is set. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
Former D1 athlete that's continued that motivation into the Real Estate space. With 7 years experience in the real estate industry and 5 years in mortgage he understands every side of the transaction. He has also been on every side of the mortgage space from owning his own brokerage to managing his team here and strives to provide the best rates in the industry!
Default intro paragraph if none is set. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
Former D1 athlete that's continued that motivation into the Real Estate space. With 7 years experience in the real estate industry and 5 years in mortgage he understands every side of the transaction. He has also been on every side of the mortgage space from owning his own brokerage to managing his team here and strives to provide the best rates in the industry!
Default intro paragraph if none is set. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
Former D1 athlete that's continued that motivation into the Real Estate space. With 7 years experience in the real estate industry and 5 years in mortgage he understands every side of the transaction. He has also been on every side of the mortgage space from owning his own brokerage to managing his team here and strives to provide the best rates in the industry!
Default intro paragraph if none is set. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
When it comes to purchasing a home it can be the most meaningful and biggest purchase decision you will ever make in your lifetime. You should want to work with someone you can trust and communicate effectively with. I personally have the time and ability to communicate and adapt to realtor, buyers, and borrowers demands and needs. When you work with me you're working with someone who is going to take the time to explain everything, follow up with you and not just disregard your concerns and close your loan as soon as possible.
Inflation heated up in June, with tariffs pushing prices higher and keeping the Fed from cutting rates anytime soon. Even with Trump calling for massive rate cuts, mortgage rates aren’t likely to drop quickly—and we may be stuck in a “higher for longer” environment. The bright spot? Creative programs like Buy Before You Sell are helping buyers stay competitive, even in this tough market.
Read moreFannie Mae and Freddie Mac now accept VantageScore 4.0, giving lenders a real alternative to FICO. Only 1.1M first-time buyers purchased homes in 2024—the lowest since 1989. Rumors of Powell's resignation are swirling, but a premature exit could shake market stability.
Read moreThe “Big Beautiful Bill” just passed, bringing major wins for agents, investors, and homeowners—from preserving the mortgage interest deduction to boosting real estate tax perks. Meanwhile, hopes for a July rate cut are officially dead as a strong jobs report gives the Fed every reason to hold steady. But the real spark? OHFA just slashed rates into the low 5’s, and it’s already driving serious buyer activity across Ohio.
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Advertised offers are not guaranteed if you do not continue to meet Lower’s criteria and other factors bearing on your creditworthiness. Rates will vary depending on your loan term, loan type, credit profile & score, down payment, qualifying ratios, and property collateral. Monthly payments do not include property taxes, property insurance, and homeowners’ association dues. Since costs can vary based on a loan program, closing costs are not shown in examples. To qualify for a mortgage, borrowers must be U.S. citizens or permanent residents, and meet Lower’s underwriting and Investor requirements. Interest rate examples are as of 03/17/2025. All loans are subject to underwriting or investor approval. Other restrictions may apply. This is not an offer of credit or a commitment to lend. Rate subject to change depending on time of lock.
© 2025 Lower, LLC | NMLS#1124061 | www.nmlsconsumeraccess.com | 2021 Lower Holding Co. Lower is a family of Companies. Conducts business as Lower.com, LLC in 38 States. Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Idaho, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts. Minnesota, Mississippi, Missouri, Montana (Lowerdotcom, LLC), Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma (Lower Mortgage, LLC), Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
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